Secured and Unsecured Loan Services
Loan services are broadly classified into secured and unsecured loans. Secured loans are backed by collateral, offering lower interest rates and higher borrowing limits; common examples include home loans, loan against property, car loans, and property loans, where assets like real estate or vehicles are pledged. In contrast, unsecured loans require no collateral and are based on the borrower’s creditworthiness, typically carrying higher interest rates; examples include personal loans and business loans. These loan options cater to diverse financial needs, from purchasing assets to funding personal or business expenses.
Property Loan
Looking to buy or invest in real estate? Our property loans give you access to substantial funds with long-term tenures and favorable rates. Ideal for both residential and commercial property purchases.
Personal Loan
Whether it’s a wedding, travel, medical emergency, or education expense, our personal loans offer fast disbursal with minimal documentation. Enjoy unsecured loans with flexible repayment terms designed around your financial comfort.
Business Loan
From startups to established enterprises, our business loans provide the working capital you need for growth, equipment, hiring, or expansion. Benefit from tailored solutions, fast approval, and competitive rates to power your success.
Car Loan
Buy a new or used car with our easy and fast car loan options. Enjoy low down payments, flexible EMIs, and quick processing so you can hit the road without financial strain.
Home Loan
At Portfolio Enterprises, we understand this better than most—the toil and sweat that goes into building/buying a house and the subsequent pride and joy of owning one.
This is why our housing loan schemes are designed to make it simple for you to make a choice at least as far as financing goes!
Home loans are loans that are taken for the purpose of buying a house. Home loans are secured loans. The house acts as collateral or security for the loan.
Loan Against Property
At Portfolio Enterprises, we understand that even the most disciplined savers may face financial challenges. Instead of stressing personal relationships or opting for high-interest personal loans, you can unlock the true value of your property through a Loan Against Property. By using your residential or commercial property as collateral, you can access up to 70% of its market value at lower interest rates (typically 12%–16%) and enjoy longer repayment tenures of up to 15 years. This secured loan offers higher amounts, better terms, and the flexibility to manage your financial needs with ease — making it a smart and cost-effective solution during times of financial need.