Your health is your most valuable asset, and safeguarding it requires more than just standard coverage. At Portfolio Enterprises, we believe in offering a next-generation health insurance solution that’s not only comprehensive but also rewarding. Our plans are designed to provide long-term value through unique features, including health insurance with a return of premium, robust critical illness protection, and customizable family coverage.

Health Insurance with Return of Premium

Unlike traditional health insurance plans, where your premium simply expires if unused, Portfolio Enterprises offers health insurance with return of premium through a unique Health Returns program. You can earn back up to 100% of your premium each year, even if you make a claim, by simply maintaining an active and healthy lifestyle. Activities like walking 10,000 steps or completing a workout can earn you reward points that convert into real savings.

These Health Returns can be used for:

• Paying renewal premiums (making your next year nearly free!)
• Medical and diagnostic expenses

This makes your policy not just a safety net, but an asset that pays you back for staying healthy.

Best Family Health Insurance for Long-Term Protection

Protecting your loved ones shouldn’t be complicated or limited. That’s why Portfolio Enterprises offers one of the best family health insurance plans available today. Whether it’s your spouse, children, parents, or even in-laws, our plans offer a wide range of features to ensure complete family security.

Key family coverage benefits include:

• Coverage from INR 7 lakhs to INR 6 crores
• No capping on room rent, ICU charges, or ambulance costs
• Unlimited refills of your sum insured during a policy year
• No waiting period for chronic conditions like diabetes, asthma, or hypertension
• Day 1 coverage for 7 chronic illnesses without exclusions

Best Critical Illness Insurance for Peace of Mind

A critical illness can shake your finances. But with Portfolio Enterprises, you’re not alone. We offer one of the best critical illness insurance plans designed to financially support you through all stages of serious conditions like cancer.

Our cancer-specific coverage under the critical illness umbrella includes:

• Lump-sum payouts for Early (50%), Major (100%), and Advanced (150%) stages of cancer
• Coverage amounts ranging from ₹7 lakhs to ₹1 crore
• A 10% cumulative bonus for every claim-free year (up to 100%)
• Optional second medical opinions and wellness coaching
• No ambiguity, payouts are pre-decided based on the stage of diagnosis

The plan ensures you receive sufficient funds to manage medical costs, home recovery, or even lifestyle support during treatment.

Future-Ready Features That Keep You Covered

Our health insurance plans are inflation-proof and built to evolve with your needs: 

• Super Credit: Boost your sum insured steadily with Super Credit, designed to grow your coverage over time, 100% of Base Sum Insured per year, up to 500% of Base Sum Insured
• Super Reload: Refills your base sum insured unlimited times during a policy year, ensuring you’re never without coverage.
• Claim Protect: Covers non-medical expenses (like gloves or face masks) often excluded by other insurers.

With coverage extending to mental health, HIV/AIDS, alternative therapies (AYUSH), and even durable equipment like wheelchairs and oxygen concentrators, Portfolio Enterprises offers unmatched value.

Ideal for Individuals and Families Alike

Whether you’re a young individual, working professional, parent, or caregiver, our plans are designed for all life stages. You can cover:

• You and your spouse (legally married or live-in, any gender)
• Children (up to 4)
• Parents and in-laws (for additional tax-saving benefits)

Moreover, our SAVR plan provides an additional tax-saving opportunity by declaring your parents or in-laws as dependents, with deductions up to ₹50,000.

Simplified Premiums and Transparent Pricing

• City-based premium structure ensures fairness based on your location.
• Age-banded premiums only change at defined age slabs, not annually.
• No upper age cap for enrollment, making it ideal for seniors too.

You get affordable and predictable pricing for a plan that covers everything from outpatient visits to global treatments.

Why Choose Portfolio Enterprises?

At Portfolio Enterprises, we don’t just sell insurance, we build wellness partnerships. Our health insurance solutions are designed to:

• Reward healthy living with the return of premium
• Offer the best critical illness insurance for life’s biggest challenges
• Provide the best family health insurance to protect your entire household
• Scale with your needs through growing coverage and unlimited claims

Ready to Take Charge of Your Health?

If you’re looking for a smarter, more rewarding, and inclusive way to secure your future, Portfolio Enterprises has the ideal health insurance plan waiting for you. Choose us for a lifetime of health, protection, and peace of mind.